Archive for the 'Credit' Category

Bad Credit

on Friday, May 26th, 2006

When it happens it’s good to know how to a repair bad credit report:

Plain and simple, bad credit affects your credit rating/score (FICO score) and your ability to get financing. The impact of bad credit can range from not getting the loan or credit card to having to pay interest rates well in excess of what you would see if you had good credit.
Read more…

Posted in Credit, Finance, Life | No Comments »

Free Credit Report

on Thursday, December 1st, 2005

To all my Canadian friends, know that you can get a free credit report from equifax.
You can get up-to 2 credit reports per year just filing our this mail-in request.
Easy heh?

  • They require two pieces of personal identification to process your request. (Example: driver’s
    licence, bank account statement, gas, phone, electricity or cable bill).
  • If your current address has changed within the last 90 days, a confirmation of address must be attached with your request in order to be
    processed. (Example: gas, phone, electricity or cable bill, bank account statement, driver’s license).
  • You can expect to receive a copy of your personal credit report via regular mail within 5 to 10 days.

    • Mail it to :
    P.O. Box 190, Station Jean-Talon,
    Montreal, Quebec
    H1S 2Z2

    Thoughts Aside:
    The american express online offers its clients personalized online access to the bank of america card as well as other financial services. City bank of America offers low interest card at the lowest interest rate of citi cards available. The citizens bank also facilitates its customers by guiding them all through the chase credit card rates now available.

    Posted in Credit, Finance, Hacks, Life, Made in Canada | No Comments »